BOLI Portfolio Management

With yields higher on the long end of the curve, BOLI portfolio repositioning has risen to the top of mind for regional bank leadership. This member led session will explore the critical economic framing, regulatory requirements, and key tax considerations driving today’s strategic decisions. Our economic discussion will weigh general versus separate accounts, experience-rated versus pooled mortality, carrier yield enhancements, and the loss of interest expense deductibility on inactive life exchanges. Finally, we will cover the regulatory compliance and tax hurdles essential for execution, including insurable interest, 1035 exchanges, and notice and consent workflows.